Jumbo Home Loan

Jumbo Home Loan
Loan Requirements
  • Owner – Occupied
  • Unique properties considered
  • Interest only options available
  • No limits on acreage
  • High land – to– home value
  • Income DTI 50% or less
  • Fico score 680
  • Two year tax return
  • 6-12 Months reserve
Vesting Title in Entities Program - LLCs, Trusts, Partnerships, Corporations
Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner’s association information with contact information if property is a condo or part of a homeowner’s association
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